Donoyan Insurance Agency Inc.


I am sure you realize how much the cost of almost everything has increased. For instance, the average mortgage now is in excess of $100,000. Everyone knows what has happened to the cost of a college education. Although our government tells us inflation has been under control for the past several years, my recent trips to the gas pump, supermarket and dry cleaners tell me differently.

As the cost of living continues to increase, so does the need for additional life insurance protection. Most financial planners tell us we need between 5 and 10 times our annual income, not to mention coverage for our spouses. However, many of us believe that the cost would be excessive.

Sample monthly rates for best underwriting class for term of life insurance.

Sample Montly Rates as a Healthy
Non-Tobacco User Term Life Insurance:

10-year term
$250,000 FACE AMOUNT

20-year term
$250,000 FACE AMOUNT

30-year term
$250,000 FACE AMOUNT


Age Male Female
35 $16.63 $14.66
40 $21.00 $18.59
45 $30.41 $25.59
Age Male Female
35 $24.48 $21.66
40 $33.25 $28.22
45 $47.25 $36.53
Age Male Female
35 $39.59 $32.59
40 $55.13 $43.97
45 $80.28 $60.16

10-year term
$500,000 FACE AMOUNT

Age Male Female
35 $16.63 $14.88
40 $22.31 $19.69
45 $33.69 $28.44
20-year term
$500,000 FACE AMOUNT

Age Male Female
35 $25.81 $23.19
40 $37.63 $30.19
45 $60.81 $46.81
30-year term
$500,000 FACE AMOUNT

Age Male Female
35 $50.31 $41.56
40 $73.94 $56.44
45 $121.19 $90.13


If you're younger than 35, your rates may be even lower.

*Rates are shown for term life insurance policy, and are guaranteed for the specified term, subject to qualifying for the rate. Rates shown are for best underwriting class. Monthly premiums can be paid by electronic fund transfer only. Further underwriting may apply. Other face amounts are available. Premiums may be paid annually, semiannually, quarterly or monthly. A no-cost medical exam may be required depending on age, health or amount of coverage requested.

 

 

After completing this form, please click the SUBMIT button to receive your free Insurance Quote.

You'll be given an opportunity to specify U.S. Postal Service, e-mail or fax.
Or call us toll-free at 877-DONOYAN (366-6926).

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Sex
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Height     Weight
Any pre-existing conditions? Yes      No
If answered yes, please explain in the remarks section below.
Date of Birth
Amount of Insurance

Type of Policy Needed

For Term Policy, what time period are you interested in?
10-Year      20-Year 30-Year
Tobacco or nicotine products currently used:
None Cigarettes No. packs/day
Other If other, what type?
Used in past 3 years other than above? No   Yes   If Yes, what type?
Remarks:

 

 

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